Qualify up to R 50 000.00 to shop online or in-store with us. Appliance Direct are proud to offer RCS Credit available ONLINE and for In-store purchases. Flexible payment solutions and exclusive deals for RCS Card Holders.



What you need to get a RCS Card:

      You must be 18 years and older:
  •  Hold a South African ID book or Drivers License
  •  Provide Proof of Income Documentation
  •  Be employed and earn R1,000 or more per month

Let’s get you started:

  1. First, start your application process here
    Complete a few fields and you’ll get a response within seconds. If you are provisionally approved, you move on to Step 2.
  2. Next, you complete the full application
    You can either do this online or in store. Please note that we will need to verify your income during the full application process.
  3. Collect your RCS Card and get shopping
    Once your application is complete and approved, all you need to do is have your SA ID and contact APPLIANCE DIRECT on 087 550 3101 to collect your card.


we are here to assist you if you are not sure on how to apply.

With the RCS Card, you can shop within the largest independent shopping network in South Africa.

Shop now and make anything possible today! Your RCS Card gives you:

Access to South Africa’s biggest independent shopping network of over 24 000 stores. Just look out for the RCS logo, and shop for the brands you love!

Up to 55 days interest free

Access cash with your card: Call 0861 729 727 to find out how

Affordable monthly instalments, with flexible payment options:

Revolving facility

24 or 36-month budget plans (for purchases of R600 or more)

Access to exclusive offers and promotions

Download our free app for easy and convenient account management. (Or use the Self Service portal)

Online shopping at selected RCS retail partners including APPLIANCE DIRECT

Free SMS notification on all purchases for your security and free monthly statement via email or SMS

Customer Protection Insurance for your peace of mind

Interest governed by the National Credit Regulator

Representative example: Credit amount of  R7 500 borrowed for 24 months equates to a monthly instalment of R384 and total repayment of R10 829. *Monthly instalment excludes card fees and customer protection insurance and includes interest at 20.50% p.a. **Total Repayment includes card fees, customer protection insurance and interest at 20.5% p.a.

All prices are indicative and actual repayments may vary based on account activity.

Fees subject to change based on customer risk profile.

Repayment options: Revolving, 24 month budget & 36 month budget.